The easiest way to explain the Off Plan buying concept is buying property from architects drawings rather than buying a completed building.  All building and planning permissions will have been authorised but the building work will either not have been started or is not yet complete. 

In addition to this by applying the most basic of economic principles as in 'the more you buy the more you save' we are able to obtain discounts of up to 20% from property developers and are able to pass these savings onto clients. Unlike other property investment companies or clubs Sapphire Property Investments do not charge membership, subscription or seminar fees. Payment for this is normally a £1000 reservation fee, deposit at the point of exchange and the remainder of deposit on completion.

Buying Off Plan through Sapphire Properety Investments enables clients ideal use of their investment capital & the end result is exemplary cash on cash returns. Off Plan property is only offered to clients without any capital outlay before completion, apart from the initial deposit. Most build times being between 12-18 months guarantees excellent returns.

The following diagram shows how investing at todays prices, discounting those prices and then taking into account the capital growth gained whilst the property is under construction guarantees an immediate generation of revenue as opposed to buying the property in the traditional manner.

For example:

Traditional method of purchasing a property :

• Property value: £100,000
• Discount : NIL
• Deposit : 15% ( £ 15,000 )
• Mortgage: £ 85,000
• 10% growth ( 1st year ):£10,000
• Equity : £ 25,000

Off Plan purchase through Sapphire Homes :

• Property value : £ 100,000
• Discount : 15% ( £15,000 )
• Deposit : 15% of £85,000 = £12,750
• Mortgage: £72,250
• 10% growth (1st year): £10,000
• Equity: £37,750