Express Mortgage Services offers a fast, friendly and professional mortgage brokering service. We look at the whole of the market accessing over 6000 products on behalf of you our client.

We pride ourselves on our service standards. Not just our expertise in helping you get the best deal but also the customer support from application to completion. We can also arrange for a local solicitor to act on your behalf if you wish. You decide how much assistance you want us to give.

A qualified adviser is always on hand with specialist knowledge of your particular requirements. Whether you are looking for a straight forward remortgage/purchase or have had problems getting a mortgage due to bad credit or income verification for example,Express Mortgage Services can help.

Our clients can also benefit from our “lifetime” service. This means an adviser will be in contact when you are able to look at new products and therefore save money. Similarly if you need to speak to an adviser one will be available however far into the future that may be. We will look after your mortgage whenever you want us to.

Our services include all of the following types of mortgage, mortgage protection, insurance and loans/finance:-
  • Right to buy, buy to let, let to buy mortgages
  • First time buyers, home movers & remortgage's
  • No deposit mortgages, cash back mortgages, 125% LTV mortgages, including first time buyers
  • Self certification mortgages for the self employed and contract workers who are unable to prove their income
  • Remortgage's for debt consolidation with free legal fees/valuation, subject to status
  • Sub prime mortgages where there may be a history of bad/adverse credit due to bankruptcy, IVA's, CCJ's, defaults or arrears
  • Overseas Mortgages
  • Commercial mortgages/loans
  • Bridging loans, secured loans, unsecured loans
  • Life insurance/critical illness insurance (CIC)
  • Mortgage payment protection insurance (MPPI)
  • Accident, sickness and unemployment benefit (ASU)
  • Buildings and contents insurance
  • Landlords and tenants insurance

Adverse Credit - The overall cost for comparison is 6.0% APR. The actual rate will depend on your circumstances. Please ask for a personalised illustration.

Self Employment/Self Certification/No Prooof of Income - The overall cost for comparison is 6.3% APR. The actual rate will depend on your circumstances. Please ask for a personalised illustration.

Housing Circumstances - The overall cost for comparison is 6.2% APR. The actual rate will depend on your circumstances. Please ask for a personalised illustration.

Express Mortgage Services Ltd is an Appointed Representative of Network Data Ltd which is authorised and regulated by the Financial Services Authority. Network Data Ltd is entered on the FSA register under FSA reference 300391.

emsltd-online.co.uk is a trading name of Express Mortgage Services.
Registered Office: 3 Mesnes Street, Wigan, WN1 1QP - Registration Number: 5167662 - Registered in UK


0800 29 89 000 - info@emsltd-online.co.uk